Rating across all segments of the Aviation Insurance industry is ultimately driven by available capacity. One can, quite accurately, track hard and soft cycles, in line with increases and reductions of capacity, in the class.

There has been much speculation regarding the future availability of capacity, across all classes of the Aviation Insurance market, once the full impact of the settlement of claims, arising out of the Russian invasion of Ukraine is finalised. There are as one might expect, significantly contrasting views as to the impact these claims will have on the entire aviation insurance market and more specifically on the General Aviation segment.

During 2024, a significant number of operators took advantage of the soft market conditions and were able to secure multi-year placements, either for all, or part of their programmes, to hedge against any potential rate increases in 2025.

Over recent years, a significant number of high-profile insurers, have re-balanced their Aviation portfolios and General Aviation has become a core and growing component, of their books.

General aviation is still attracting insurance capacity with many insurers looking to the segment for continued growth in 2025, organically, by way of acquisition or by deploying capacity through alternative distribution networks.

There are far too many financial, natural and geopolitical events, to contemplate, which might affect the availability of insurance capacity, but all things being equal and in light of insurer growth aspirations in the segment, 2025 is still anticipated to be a good year for General Aviation insurance buyers.